I can't believe it. I just can't believe it! I'm free ... free from student loan debt! Free. FREE! After 20 years (over half my life) of having student loan debt, I am debt free. I never thought this day would come. THANK YOU GOD!!!

One more payment!

Just one more payment of $1300, and I'm free! It is difficult for me to believe that after 20 years of being in student loan debt hell - 10 of those years in repayment - that my day of liberation is almost here! There were times in my life where I never thought I'd pay them off.

I can't wait until July!

My student loan repayment is right on track. I want to pay off the remaining $9k on my student loan by this July. Unfortunately, it will take my entire tax refund to help pay it :-(

$14k - and going down, down, down

Only 8 more months of student loan payments! Then I'm free!

Under 20k!

After sending in my most recent student loan payment, my balance is below 19k! I am so excited! I am still striving to get my student loan paid off by June 2010. Then I will be free!

Next June will actually be my 20th anniversary since signing my first student loan promissory note. I would have never, ever done it if I knew I would still be paying 20 years later! I plan to celebrate but haven't decided what to do yet.

Whiddling Down ...

I just made another payment on my student loan. The balance is currently around $24k. I think around $20k of the remaining $24k funded my ungraduate education. Wow. Eight years to pay off my graduate education. How sad.

My goal is to pay off the remaining balance by June 2010. I don't know how I'll celebrate when I mail in my final payment (or receive my "paid if full" letter). Any suggestions?

Marty Nemko's Career Advice Website

There is a great career advice website hosted by Marty Nemko: http://www.martynemko.com/. He addresses a variety of topics related to making a living. He even has a group of writings discussing overcoming one of my biggest problems - procrastination! Unlike most advisers, he doesn't automatically assume that a college education is the best for everyone.

His website and blog hit such a nerve with me, that I relayed my pathetic story to him via e-mail. He responded and was very kind.

I highly recommend giving Dr. Nemko's site a read!