The rich rule over the poor, and the borrower is servant to the lender. - Proverbs 22:7

When I flashback to my teens, only vague memories of signing my first permissory note remain. Then I take stock of my life today, and regret washes over me. At 17 I thought I was so smart, so intelligent. I embarked on a journey of scholarship that included borrowing great sums of money to earn an Engineering degree that I believed - and was told - would be the best investment I ever made in myself and would set me up for a financially successful adulthood. Yet 20 years later, I realize what a foolish, irresponsible and immature girl I was. What was to help provide financial freedom has ironically guaranteed my slavery.

Almost nothing is or will be as it initially seems.

Welcome to my Twilight Zone.